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Buying a home is a special moment, especially if it’s your first home. The decisions you have to make can cost you a lot of money, but you can also save a lot of money. Below are the steps involved in buying a home. You can do these steps with a buying agent or without one. Do you prefer to know the tasks and advantages of a purchase broker first? Read more here.
Many people would like to buy a house. This can have both advantages and disadvantages. Decide for yourself if you are willing to take this step now. An important question is whether you can afford it. Is it a good time to buy a house? If a period arises where the expectation is that the house price will be under pressure, then it is good to wait longer before buying a house. Another question to ask yourself is whether it fits into your future plans.
The moment you already have a house, you must first decide whether you should sell the current house first. Most people sell their house at the same time they buy another house. Or around this time. If you don’t, watch carefully how the housing market moves. If house prices are rising rapidly and you sold your house first, you run the risk of getting less house for your money. The same is true the other way around, if you expect the house price to drop and you sell your current home first, then you have leeway for purchasing the new home.
How much do you want to spend on your new home? This depends on two points, how much own money you have and how high the mortgage is that you can get. If you want to buy a new home, make an appointment with a mortgage broker in your area to see what he or she can do for you. The first meeting with a mortgage broker is free in most cases, so find out. A mortgage broker has already done this hundreds of times and can help you quickly. As a result, you know exactly how much your mortgage will be and at what mortgage rate. Want to know more about mortgage advice? Then read more here.
Before you start buying a house, you should research where you would like to live. When you know in which place you want to live, it is useful to find some neighborhoods that fit your preferences. Set requirements for yourself what kind of amenities there should be in the neighborhood. Should there be an elementary school nearby? Should the stores be within walking distance? Ask yourself these kinds of questions and write them down. The search for a suitable neighborhood goes hand-in-hand with your budget. It is recommended that you know your budget before you start looking very specifically for a neighborhood. Then you can research what the house prices are in a particular neighborhood.
Ask yourself the question if you need help from a buying agent? Still in doubt? Then enter your preferences in the tool here on the site. Based on your preferences, we will compare the buying agents in your area. Decide for yourself whether you want to get in touch with 1 or 2 real estate agents. After your preferences have been entered, we will select the brokers especially for you. The selected real estate agent will contact you and you can decide with which real estate agent you want to start your search for the perfect house. This broker will draw up an extensive search profile for you. Because of this, your broker knows what you are looking for.
A buying agent has many advantages, the only disadvantage being that there are costs involved. Curious about the costs of a real estate agent? Read about the costs of a buying agent here.
By now the buying agent is familiar with your housing preferences and has drawn up a search profile for you. The buying agent forwards suitable houses to you, but you can also continue to do this yourself. Because of the search profile, you receive daily emails with potential houses for sale. The houses in these mails are posted a few days later. When a nice house comes along, just go look at it. It is better to look a few times too many than to regret it. You decide whether the buying agent goes with you or not. A tip: never go looking alone, with more people you will notice more details.
Have you fallen in love with a house? Then consult with your buying agent about what it is worth. The broker advises you what the value of the house is. If you want to offer more, this is your own choice. The broker will advise you with an objective opinion. When you yourself think the house is worth more, this is often due to emotion. Your purchase broker will place the offer and conduct any negotiations with the sales representative. The moment your offer is accepted you can buy the house!
Because you already know the amount of your mortgage, you must tell the mortgage broker that you are going to buy a house. Then the mortgage broker can arrange for a mortgage loan for the desired amount.
The mortgage of your house must be arranged before you move into the house. The sale is final when the mortgage lender transfers the money to the seller and the key transfer has taken place. Therefore you must have taken out the mortgage before the transfer takes place. The mortgage consultant will help you to complete this as quickly as possible.
You as the purchasing party and the seller must agree on a number of things. For this reason there are two documents drawn up. The first is the purchase agreement, which contains agreements about the purchase and sale of the house. In the sales agreement things like the transfer date, what the buyer wants to take over, the deposit and what the resolutive conditions are are discussed. This purchase agreement must be signed by both parties. After that both parties have a legal reflection period of three working days.
During the statutory cooling-off period the seller and buyer may unilaterally dissolve the contract without giving any reason. There are no consequences attached to this.
The second deed is drawn up when the statutory cooling-off period has expired. This happens when the necessary financing has been arranged. For both deeds, a draft version is sent first, so that you can discuss it with the buying agent. It is the buying agent’s job to carefully check the agreements and amend them if necessary.
When the legal cooling-off period has expired, the resolutive conditions apply. As soon as everything is settled, the deed of delivery can be signed. Before you sign it, you go through the house together with the sales agent and the seller. This way they can check whether everything has been left as agreed. You are only the owner of the house when the delivery has been signed and the notary has registered the delivery deed in the land register. During the signing of the delivery deed, the bill of costs will also be settled.
After you have become the new owner of the house you can immediately move or rebuild your things if necessary. Keep in mind to apply for the right permits if you are planning a major renovation.
Are you planning to follow this step-by-step plan to buy a house? Then it is wise to first compare different real estate agents. You can save a lot of time and money by filling out the tool on this website. When you fill in all your preferences, we will compare all brokers in your area. In this way you know that the selected brokers fit your preferences. You will receive an overview of the selected brokers, after which the brokers will contact you. Then you can see for yourself which real estate agent suits you best and with which real estate agent you have a good feeling. Discover it and fill in your preferences.
Click on the red button and select your preferences.
We will select the number of brokers you want at your preferences.
The selected real estate agents will contact you without obligation.
Finally, you choose the real estate agent that best suits you!
1 december 2021
Easy and fast
They found two realtors for me very quickly, then I was able to choose the one I liked without any additional fees.
1 december 2021
Marcel is very helpful
It was very easy for my buying agent to schedule appointments for viewings and even good bids!
27 augustus 2021
See below our frequently asked questions about the services provided by Juiste Makelaar.
What does Juiste Makelaar do?
We are a real estate agent comparison service active throughout the Netherlands. Based on your preferences and our unique broker database we match you to the best broker for your situation. Before we put you in contact, we will contact you to complete the matching. This way there are no surprises. Then you will receive the selected brokers by email and they will contact you themselves. Then you choose the best real estate agent for your situation.
How do you compare real estate agents?
In the application we ask a number of preferences which we combine with the available broker data. After you have filled in this information we always contact you personally so we can complete the whole comparison.
Can I compare real estate agents anywhere in the Netherlands?
Yes, we can help you find a suitable real estate agent throughout the Netherlands. This is partly due to our many partners, so we can help you as best we can anywhere in the Netherlands.
What is a normal fee for a real estate agent in the Netherlands?
The average sales commission of a real estate agent in the Netherlands is between 1 and 1.25 percent. However, this naturally depends on what you agree with the real estate agent in question. You can think of a bonus agreement or a different set of tasks.
What does a buying agent cost?
The average brokerage commission in the Netherlands with a buying agent is between 0.5 and 1.0 percent of the purchase amount. With the buying agent, the commission depends on the purchase price, the activities and the place where you want to buy a house. Is the place or neighborhood very popular? Then the estate agent can charge higher fees.
What happens after I complete the equation?
Immediately after filling out your preferences, you will receive a confirmation. After that we will contact you by phone, unless you prefer to be contacted in another way. When everything is to your satisfaction, the two selected real estate agents will contact you. Finally, you decide with which real estate agent you have the best connection and with whom you want to work.
Can I also get a price list from real estate agents?
No, because all real estate agents in the Netherlands have a different working method, it is not yet possible to send a standard price list. This is partly due to various aspects, such as that you can agree performance bonuses with estate agents so that the standard commission is lower, or that you carry out a number of tasks yourself. Other reasons for not being able to give a standard price list are: the sales ranks of agent firms, the location of your home, quality of the real estate agent and extra services they offer.
Is this application through Juiste Makelaar free of charge?
Yes it is! This application is completely free of charge for you. We are happy to put you in contact with the selected real estate agents free of charge and without any obligation. At the moment you are finally helped with buying or selling your home, we ask a small fee to the broker, which means no costs to you.